Access to national funding

In order to improve the competitiveness and enhance the growth of SMEs, a series of actions and initiatives have been made available to them to facilitate their access to funding.

There are two kinds of initiatives. Firstly, there are the grants and incentives launched and awarded by the various general, regional and local authorities and by other public bodies. Secondly, there are specific schemes set up by the Directorate-General for Industrial Strategy and Small and Medium-Sized Enterprises, under the Ministry of Industry and Tourism, and the financial instruments granted by the bodies under its remit.

Access to information on all the national assistance schemes and incentives set up by public authorities and bodies, who they are aimed at and how to access them.

Government assistance

There are two financial instruments in this area.

• ENISA (Empresa Nacional de Innovación, SME, SA) is a state-owned commercial company attached to the Ministry of Industry and Tourism through the Directorate-General for Industrial Strategy and Small and Medium-sized Enterprises (DGEIPYME). Its main activity is to provide financial support for small and medium-sized Spanish companies with viable and innovative projects, through profit participating loans. Check what financing facilities are available through ENISA 
• CERSA (Compañia Española de Reafianzamiento, S.A.) is responsible for supporting the Spanish guarantees system, backing the guarantees provided by mutual guarantee schemes (MGS) for the granting of loans by banks to SMEs and the self-employed. Check what financing facilities are available through CERSA 

See all the schemes aimed at providing business people and SMEs access to other sources of funding, who they are aimed at and the steps to follow to access them, under DGEIPYME schemes